Insights
Practical perspectives on risk management, governance and regulatory compliance, informed by experience and focused on the challenges organisations face in practice.
Recent Articles
Are You a High-Value Goods Dealer? Understanding Your FIC Act Obligations
Motor vehicle dealers, art dealers, and other businesses dealing in high-value goods may fall within the FIC Act’s accountable institution requirements. Understand when these obligations apply and what they mean for your business.
FIC Compliance in 2026: Understanding RMCP Submissions and Risk and Compliance Returns
An RMCP and a Risk and Compliance Return serve different regulatory purposes. Understand the distinction when submission obligations may apply and why accurate, up-to-date compliance information matters.
Is Your Risk Management Framework Fit for Purpose?
A Risk Management Framework should do more than document risks. Explore the key elements of an effective framework and how to assess whether existing arrangements support informed decisions and effective risk oversight.
Off the Grey List, Still Under the Microscope
South Africa’s removal from the FATF grey list was an important milestone, but the need for effective financial crime controls remains. We consider what this means for businesses managing their ongoing FIC Act obligations.
RMCPs: More Than a Document on a Shelf
A Risk Management and Compliance Programme should do more than satisfy a documentation requirement. We explore why an effective RMCP must reflect an organisation’s actual risks, operating practices and compliance responsibilities.
What a Template RMCP Cannot Do for You
A generic template may provide a starting point, but it cannot replace a considered assessment of your business’s risks. We explain why an RMCP needs to reflect how your organisation operates in practice.