Who We Work With
Widbrook Consulting works with organisations across South Africa and the United Kingdom, providing independent risk management and governance advice tailored to their operations, challenges and regulatory environments.
In South Africa, we also provide specialist FIC Act compliance advisory to accountable institutions, including qualifying motor vehicle dealers, art dealers, property practitioners and other dealers in high-value goods.
Our approach is pragmatic and proportionate, recognising that every organisation faces different risks, responsibilities and commercial realities.
What Our Clients Have in Common
Widbrook works with organisations that recognise the importance of effective risk management, sound governance and proportionate regulatory compliance.
Organisations at Different Stages of Growth
From established businesses seeking to strengthen existing arrangements to growing organisations developing more formal risk management and governance structures.
Businesses Facing Greater Complexity or Scrutiny
Organisations responding to changing regulatory expectations, increasing operational complexity, stakeholder scrutiny or evolving business risks.
Leadership Teams Seeking Experienced, Independent Advice
Boards, executives and business owners who value objective guidance, practical recommendations and access to senior-level risk and governance expertise.
Organisations in South Africa and the United Kingdom
We support clients across South Africa and the UK, adapting our approach to their regulatory environment, business needs and operating circumstances.
Find Your Sector
Explore how Widbrook supports organisations with practical, independent risk management, governance and regulatory compliance advice.
FIC Act Compliance
South Africa
Specialist advisory support for qualifying accountable institutions operating in sectors subject to the Financial Intelligence Centre Act.
Risk Management & Governance
South Africa & UK
Independent risk management and governance advisory for organisations across industries, regardless of size or stage of development.
Our services are tailored to each organisation’s risks, operating environment and regulatory responsibilities.
Motor Vehicle Dealers
Motor vehicle dealerships operate in a fast-paced commercial environment where customer due diligence, transaction monitoring and regulatory compliance must be managed alongside the practical demands of selling vehicles.
For dealerships that fall within the scope of the Financial Intelligence Centre Act, effective compliance requires more than a documented Risk Management and Compliance Programme (RMCP). The programme must reflect how the dealership actually operates, including its customer relationships, payment arrangements, trade-ins and use of third-party finance providers.
Multi-site dealerships may face additional challenges in maintaining consistent procedures, oversight and recordkeeping across their operations.
How Widbrook Can Help
Widbrook provides practical FIC Act advisory support to qualifying motor vehicle dealers through FIC Readiness Reviews, RMCP Development & Reviews, and FIC Returns & Compliance Support.
Our approach is tailored to each dealership’s size, operating model and regulatory obligations, helping management identify gaps, strengthen controls and implement proportionate compliance arrangements.
Art Dealers & Auction Businesses
Art galleries, dealers and auction businesses operate in a market where discretion, complex ownership arrangements and high-value transactions can create financial crime and compliance risks.
For businesses that fall within the scope of the Financial Intelligence Centre Act, effective compliance arrangements need to reflect how transactions are conducted in practice. This may include identifying customers and beneficial owners, understanding the role of agents and intermediaries, managing consignment arrangements, and assessing risks associated with cross-border transactions.
A Risk Management and Compliance Programme (RMCP) should address these risks in a way that is both proportionate and workable for the people responsible for implementing it.
How Widbrook Can Help
Widbrook provides practical FIC Act advisory support to qualifying art dealers, galleries and auction businesses through FIC Readiness Reviews, RMCP Development & Reviews, and FIC Returns & Compliance Support.
Our approach considers each business’s operating model, customer relationships and regulatory responsibilities, helping management identify gaps, strengthen controls and develop compliance arrangements that work in practice.
Estate Agencies
Estate agencies operate in an environment where complex ownership structures, high-value transactions and relationships with multiple parties can create significant financial crime and compliance risks.
For estate agencies whose activities fall within the scope of the Financial Intelligence Centre Act, effective compliance arrangements must reflect the practical realities of property transactions. This includes identifying and verifying clients and beneficial owners, understanding the involvement of companies and trusts, assessing higher-risk relationships, and maintaining appropriate records.
A Risk Management and Compliance Programme (RMCP) should provide clear, workable procedures that agents and management can apply consistently, from initial client onboarding through to ongoing monitoring and reporting.
How Widbrook Can Help
Widbrook provides practical FIC Act advisory support to qualifying property practitioners through FIC Readiness Reviews, RMCP Development & Reviews, and FIC Returns & Compliance Support.
Our approach considers each agency’s operating model, client relationships and regulatory responsibilities, helping management identify gaps, strengthen controls and embed proportionate compliance arrangements into everyday operations.
Other High-Value Goods Dealers
Businesses dealing in high-value goods may face financial crime and compliance risks arising from the nature of their products, customer relationships and payment arrangements.
Depending on the nature of their activities and transactions, businesses dealing in goods such as jewellery, precious metals and stones, luxury watches, antiques, aircraft and boats may fall within the scope of the Financial Intelligence Centre Act.
For qualifying accountable institutions, effective compliance arrangements should reflect how the business operates in practice. This includes assessing customer and transaction risks, understanding the involvement of intermediaries, identifying beneficial owners where relevant, and maintaining appropriate due diligence, monitoring and recordkeeping procedures.
How Widbrook Can Help
Widbrook provides practical FIC Act advisory support to qualifying high-value goods dealers through FIC Readiness Reviews, RMCP Development & Reviews, and FIC Returns & Compliance Support.
Our approach considers each business’s operating model, products, customer relationships and regulatory responsibilities, helping management identify gaps, strengthen controls and implement proportionate compliance arrangements.
All Industries
Effective risk management and sound governance are important to organisations across every industry, regardless of their size, ownership structure or stage of development.
Widbrook supports organisations in South Africa and the United Kingdom seeking to establish, strengthen or independently review their risk management and governance arrangements.
Our clients may be navigating business growth, increasing operational complexity, changing regulatory expectations or greater scrutiny from boards, investors and other stakeholders. Others may simply require experienced, independent advice to assess existing arrangements or support important business decisions.
How Widbrook Can Help
Widbrook provides independent risk management and governance advisory services, including Risk Management Frameworks, Governance Advisory, Independent Risk Reviews, and Fractional Chief Risk Officer (CRO) and Board Advisory.
Our approach is pragmatic and proportionate, taking account of each organisation’s objectives, operating environment and commercial realities. We focus on practical recommendations that support informed decision-making and effective oversight.
Let’s Discuss Your Requirements
Whether you are looking to strengthen your risk management and governance arrangements or require specialist FIC Act compliance advice, Widbrook can help you identify a practical way forward.
Book a complimentary 30-minute initial consultation with Claire Coustas to discuss your organisation’s needs and explore how Widbrook may be able to assist.